Some good news - Medicare Advantage premiums are expected to decline by 1 percent and seniors will enjoy new benefits of reform. From 1 January 2011, the elderly will be able to receive free preventive care visits and wellness.
There has also been a push to reduce duplicate plans, reports The Wall Street Journal , in an effort to make the comparison easier Medicare purchases on the elderly and avoid confusion.
Some bad news - seniors whose plans are no longer available will receive a notice from their insurance provider provides. These seniors will compare the new Medicare Advantage plans or switch to basic health insurance.
Basic Medicare usually leaves the elderly with 20 percent of medical expenses as Medicare Advantage, Supplement and Medicare Part D fills these gaps.
For the elderly who have to find new coverage, here are some questions they should consider before choosing a plan:
- is my health care provider covered by this plan?
- Which deductible rates and premiums?
- there coinsurance for visiting health care providers and what are they?
- What prescription drugs are covered on Medicare plan 's form?
- What are the costs for brand and generic drugs?
- are there special services or skilled nursing facilities covered by this plan?
seniors can compare health insurance options and talk to an insurance agent GoHealthInsurance.com licensed health care to make sure they get the most for their health care dollar.
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