Really, it all comes down to ideological differences. Democrats want the government regulates insurance companies and establish guidelines for health insurance across the country. They believe that every American has the right to health insurance coverage and plans to extend coverage to all citizens.
Moreover, Republicans do not believe that the government should control the insurance industry. In addition, the Republican Party believes that the federal public health insurance programs such as health insurance program for children and Medicaid should not be expanded.
But what was clear today that both parties believe there should be reforms in the insurance market in one way or another. It's just that Democrats prefer more stringent reforms and baselines Republicans.
Now on top of today ...
Small differences remained on enabling small businesses and individuals to enter into an exchange or a pool. This would allow insurers to spread risk in insurance for individuals and small businesses and to keep health care costs down.
There was an agreement on the purchase of health insurance across state lines. But President Obama added that providing basic protections for consumers would be needed. Obama used the example of cases where credit cards can be purchased from any state, credit card companies to displaced states that had fewer protections. Without appropriate regulation, argued President Obama, the same will also happen in the insurance sector.
Another controversial issue was discussed medical malpractice caps, also known as the reform of civil liability. President Obama reiterated that the Health and Human Services Secretary Kathleen Sebelius is working with states and giving incentives for states to find a way to reduce medical malpractice lawsuits. The president said he was interested to hear the different strategies to reduce malpractice costs.
We think it is interesting that Democrats gave up using tactics budget reconciliation procedure known to pass the reform of health care with a simple majority. Democrats also rejected the idea to start on health reform, which is something that Republican leaders are calling.
Regardless of these differences, President Obama seemed very happy at the end of the summit. The president even said the summit has shown how both parties agreed.
What brought the top of this health care will continue to unfold in the coming weeks.
If you want to know more about what we thought of the summit, visit our GoHealthInsurance Twitter.
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