Properties to find offices - offices health services, can be a difficult time, that fit within their budget , Because some small real estate offices have limited capital, the cost of the traditional group health insurance is a major challenge. In addition, the agency may not have enough staff to meet the minimum participation requirements. Nevertheless, health services are an important part of the recruitment and retention of brokers, broker and office manager. While many real estate agencies are trying to do without health insurance, this leaves employees in danger of causing large medical bills in the event of an accident or expensive medical procedures.
to send an ideal solution for small is real estate offices their employees to the individual health insurance market. The office can still help their employees with their individual health insurance costs, while staying within the limits of their budget. Here is why employer-paid individual health insurance is an ideal solution for small real estate agencies is.
Why individual health insurance is ideal for small real estate agencies
employer-sponsored individual health insurance is ideal for small real estate offices, because the solution they can offer health benefits for recruiting and retention, while still their benefits costs under control. The solution is affordable, 100 percent paperless, and flexible enough to fit the needs of a busy real estate office. Moreover, by employee class is used, the practice can set various health benefits for different employee roles. Here are the advantages of the individual health insurance and why they fit well with small estates agencies:
1. Controllable costs: to be able to set, to control and predict the full benefits of health costs is revolutionary for many small real estate offices. Reimbursement of employees individual health insurance are the estate agency controllable costs of:
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definition of its budget by the amount of contributions to employees' healthcare
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Giving employees access to monthly health supplements
- [1945006verschiedeneZertifikateRealtorsAllokierung], broker and office manager
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employees to choose their own person allowing health insurance
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reimbursement of employees only for eligible health insurance premiums up to the amount in their health allowance
2. More time to provide for serving: with a credible reimbursement software vendors take the refund less than 5 minutes per month online to manage. Some small real estate agencies consider extrapolations salaries for their employees health insurance without formal plan or compatible software. However, still expensive in accordance with regulations and healthcare reform, time consuming, and administrative expenses.
A credible reimbursement software provider eliminates the time to offer cost and administrative burden health benefits. Offices that can choose a refund software vendors expect:
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Spend your refund plan administration
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access to less than five minutes per month its repayment schedule 24/7 online
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Integrate refunds with their existing payroll system and HR process
Why individual health insurance works well for employees of small Real estate agencies
1. staff pick: Individual health insurance offers more choice and control to employees by allowing them to choose a plan that meets their own needs, including coverage and network. Employees can decide their own plans to work with their budget. These plans can be adapted to individual circumstances and age.
For example, when a young employee is relatively healthy and on a tight budget, a plan with a lower premium and higher deductible may be the right choice. On the other hand, for those with more healthcare needs, a plan with a higher premium and lower deductible can better plan the.
2. Lower costs: individual health insurance costs up to 60% less than group health insurance. In addition, employees may qualify for premium tax credits, depending on their income, household size and suitability for other state-funded programs.
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